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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Retirement Considerations

Retirement Planning is a key component in a financial plan.  We know that retirement is an important decision.  We can help take some of the anxiety out of the financial decisions you must make.  In helping you to develop your financial plan, we will help you answer questions like:

Will I Have Enough Income?

  • Should I take a lump sum or monthly payments from my retirement plan?
  • Where can I invest my money safely and still stay ahead of taxation and inflation?
  • How much money can I withdraw from my retirement savings each month without outliving my money?

What About Taxes?

  • Will any of my Social Security Benefits be taxable?
  • Will I have to pay quarterly estimated federal and state taxes?

Who Will Provide My Benefits?

  • What benefits will my employer continue to provide in retirement?
  • What does Medicare cover in the event of catastrophic illness?

How Should I Plan for My Beneficiaries?

  • Who will inherit my estate? My children, or the government?
  • Do I still need to keep my life insurance coverages?