Evaluation, Analysis, and Financial Recommendations

We will evaluate your current financial situation by analyzing your financial documentation and then make recommendations for you to consider in the following areas:

➤  Cash Flow

Summary of Monthly Household Income and Expenses; Retirement Income Bridges

➤  Proper Protections

Insurances to Include: Life, Health, Disability, and Long Term Care

➤  Emergency Funds

3 to 6 Months of Household Expenses in Liquid Savings Institutions

➤  Debt and Credit Management

Systematic Debt Reduction / Elimination Schedule; Debt Restructuring Options

➤  Long Term Savings

Employer Sponsored Retirement Plans; Individual Retirement Accounts (IRAs); College Education Savings Accounts (ESAs) and 529 Plans

➤  Estate and Legacy Planning

Attorney Referrals for Wills, Trusts, Powers of Attorney

➤  Tax Planning

Overlays for Investment Planning and Legacy Planning; Tax Preparation